Gem Home Loans is a client-focused Michigan based mortgage lender made up of experienced professionals. From purchase to refinance, VA home loans to construction loans - our team can help. Our loan recommendations are based on our experience of closing thousands of mortgages. The combination of years of financial lending experience along with ongoing training ensures that our licensed lending professionals recommend solutions that are customized to your needs and goals. Our experienced team are all based in Michigan. We know this market and that is why is why so many people in Michigan are putting their trust in us.