Arizona residents can now apply for a title loan, personal loan or vehicle registration loan by using our website or meeting with in person at our Phoenix or Northern Arizona office. Applicants will need to own a fully paid off vehicle and be currently employed. You can typically complete the online title loan application in about 15 minutes and the underwriting process takes less than one day. After approval you can get cash into your bank account or you can pick up your loan amount in person. Loan amounts are based on the equity in your vehicle and you can typically borrow up to 60% of your car's value.