HALO is a unique type of residential lease program designed for people who want to buy a house of their own, but do not get qualified for mortgage financing. For aspiring buyers who are committed to repairing their credit, HALO provides them with an opportunity to lock-in a price on their dream home or in other words rent to own homes. They can rent it up to 12 months and then can purchase it from HALO once get approved for a mortgage. HALO partners with licensed real estate agents and mortgage lenders in order to serve the society while providing them flexible program to achieve their dream homes.