Cheap Car Insurance Bakersfield CA tend to pay $375 less for auto insurance premium than the rest of the state ( California ). Average car insurance in Bakersfield can cost around $1,526 per year, while average car insurance rate for California is $1,962. In Bakersfield itself, the difference between the cheapest ( Nationwide Car Insurance - $960 ) and the most expensive car insurance company ( State Farm Car Insurance - 1,730 ) is over $1000 a year. We have compared car insurance quotes from multiple companies in Bakersfield to determine which insurance company offer the cheapest car insurance rates and which has the most expensive quotes. Based on our data Nationwide, GEICO and Century National car insurance offer the cheapest auto insurance rates in Bakersfield.