Cheap Car Insurance Long Beach CA tend to pay $723 more for auto insurance premium than the rest of the state ( California ). Average car insurance in Long Beach can cost around $2,211 per year, while average car insurance rate for Long Beach is $1,592. In Long Beach itself, the difference between the cheapest ( ALLIED - $970 ) and the most expensive car insurance company ( Mercury Car Insurance - 1,617 ) is over $600 a year. We have compared car insurance quotes from multiple companies in Long Beach to determine which insurance company offer the cheapest car insurance rates and which has the most expensive quotes. Based on our data ALLIED, USAA and LIBERTY MUTUAL offer the cheapest auto insurance rates in Long Beach. These three low cost car insurance companies are almost 117% lower than average car insurance rates in Long Beach.