The Phenix Group has an attorney enforced audit process. Not only do we investigate at the bureau level, we also audit the original creditor, original medical facilities, collection agencies, and finance companies. This type of process creates more of an aggressive approach and allows for the client's personal analyst to follow up with you, the client, on results/deletions in as little as 30 days. At the Phenix Group we also assist clients with student loan consolidation, refinance of vehicles and when necessary, establishing positive trade lines.