If you need money urgently, you may address first-federal.com. This service is characterized as a mediator between a client and a lender. You should submit an application once but it will be assessed by many lenders. Within several minutes, you will get an offer with the pre-qualified loan amount. To be sure you will get Michigan payday loans, you should meet the following requirements: be at least 18 years old, be a U.S. citizen, be employed and have a reliable source of income, have a checking account, have a valid email address and phone number. The service is available any time of the day and night and the decision is made in a matter of minutes.