Burk Carpenter Financial and Brian Carpenter will deliver a mortgage loan with a lower rate, less costs, and better service than anyone else, on any type of loan, and on any given day, every single time. A message from Brian: Very few companies have this ability under the new rules, and of the people who do have this ability I am one of the very few who actually will. If you give me a legitimate written estimate from any competitor, I will beat both the rate and the cost on the same day it is written and on any loan program. Most importantly, I will provide very, very good service to both you and your Real Estate Agents. I will stay in constant communication from the initial qualification to the close of escrow, whether you prefer text, email, or phone calls. I am available every day, just about every night, and just about every weekend.