The Credit App empowers contractors, small business owners, and sole proprietors to directly report customer defaults and nonpayment to credit bureaus.

With our Credit App, you can bypass the costly $200 per hour fees of collection attorneys and the substantial 30% charges imposed by collection agents. Instead, you achieve the same results with a budget-friendly flat fee and invest no more time than you would filling out a contract with a debt collector.

All that's required is completing the debtor form, submitting the $99 payment, and patiently waiting for your customer's response. Simultaneously, your customer promptly receives an email and a text message informing them of the situation. Within a week, they should expect to receive a certified letter providing further clarification of the matter.