Accidents happen to even the most cautious individuals. When you are injured in an accident injured in an accident that is not your fault, you are faced with many questions about what to do next. Whether you are hurt in a car accident, in a slip and fall, on your bike, or as a pedestrian crossing the street, you me be asking yourself the following questions: Who pays for my medical bills? How do I prove it was not my fault? Should I file with my health insurance? Should I talk to the insurance adjuster?.