LUSO Federal Credit Union is a member-owned, not-for-profit financial cooperative, started in 1971, that provides various banking and financial services. Our services are operative in two Western Massachusetts branch locations in Ludlow and Wilbraham and include checking accounts, savings accounts, mortgages, auto loans, refinancing and more, which. We are dedicated to providing access to affordable credit and banking services for our members and promoting greater community economic development within Hampden County.